When structured carefully, home loan guarantor arrangements can offer meaningful support without putting long-term family relationships at risk. The key is open communication, realistic planning, and a shared understanding that financial help should never come at the cost of family harmony.
House price growth slowed in the first quarter of 2025, creating better conditions for buyers. The homeownership rate remains steady at 65.6%, proving that despite challenges, Australians continue achieving their homeownership goals.
Learn how to furnish your first Australian apartment for under $1,500. Find quality furniture at op shops, use home loans wisely, and create a stylish home.
Selecting the right home loan terms is essential for managing your finances effectively over the life of your mortgage. The loan term you choose will influence both your monthly payments and the total interest paid throughout the loan period.
Early repayment on your home loan doesn’t just reduce debt; it cuts interest costs & shortens your term. Extra payments can save you thousands & peace of mind.
Finding the cheapest home loan interest rates in Australia can save you thousands over the life of your mortgage. This guide from Empower Money breaks down what lenders look for, how to improve your credit score, and the best strategies to secure the lowest rates.
Purchasing a first home is a major milestone, but it often comes with financial and logistical challenges. Many first-time buyers struggle with understanding lending criteria, securing a deposit, and navigating complex loan options.
Whether you’re a first-home buyer, a self-employed worker, an expat investing in Australia, or someone with a lower credit score, choosing the right lender can make a big difference in your loan approval and overall experience.
A first home buyer loan is designed for Australians purchasing their first property, often with incentives to make homeownership more accessible.
