Empower Money Blog

Should you fix your home loan in 2025? All major banks predict rate cuts to 3.1-3.4% by 2026. Compare fixed vs variable rates plus expert strategies.

A detailed home loan checklist covering all the essential documents you need to apply, helping you avoid delays and move closer to owning your home.

Learn what happens if you miss a home loan payment, including legal consequences, lender actions, and how to manage arrears to protect your property.

Discover how to get a home loan without paying LMI in Australia. Government schemes, professional waivers, and guarantor options explained. Save thousands.