Empower Money Blog

Find guides on Home Loans and learn practical tips on getting your loans approved!

No Deposit Home Loan Requirements in Australia: What Buyers Should Expect Before Applying

What “no deposit” really means, the lender requirements that matter most, and what to prepare before you apply for a no deposit home loan.

January 30, 2026

105% Home Loan Eligibility: How to Qualify and Be Eligible for a 105% LVR Loan

Thinking about a 105% LVR loan? Use this checklist to see what lenders test first, what gets declined, and how to improve your odds.

January 30, 2026

The Truth About No Deposit Loans: Myths vs. Facts

Explore the truth behind no deposit loan myths, separating misconceptions from facts to help you make informed decisions about low or zero deposit mortgages.

January 22, 2026

7 Tips to Improve Your Approval Chances for a No Deposit Loan

Learn effective ways to increase your no deposit home loan approval likelihood with actionable tips to strengthen your application and meet lender requirements.

January 22, 2026