Empower Money Blog

Find guides on Home Loans and learn practical tips on getting your loans approved!

Home Guarantee Scheme From 1 October 2025 Now Allows a 5% Deposit With No LMI

What changed on 1 Oct 2025, how the guarantee removes LMI on 95% LVR loans, and how to check a suburb cap using the official postcode tool.

October 28, 2025

Empower Money’s Refinancing Guide for First Home Owners

Step by step framework for home refinancing. Learn when to switch, the documents lenders require, and how to lock in savings after settlement.

October 28, 2025

Risk Management For 95% to 100% LVR Home Loans

Understand the risks of borrowing at 95% to 100% LVR and how to manage them. Learn buffers, offset use, extra repayments & when to refinance with Empower Money.

October 9, 2025

Could Falling House Prices Make No Deposit Loans Riskier?

Falling house prices may put no deposit borrowers at risk. Learn how property value drops impact equity, loan security, and financial resilience in 2025.

October 2, 2025