Empower Money Blog

Find guides on Home Loans and learn practical tips on getting your loans approved!

Home Refinance Rates In Australia And What They Are Really Telling You

Learn how home refinance rates and comparison rates work in Australia and see how to test any offer over 3 to 5 years before you switch.

November 26, 2025

Refinancing A Home Loan In Australia From Decision To Settlement

Find out when refinancing a home loan in Australia makes sense, how to check your equity and borrowing power and how to move smoothly to a new lender.

November 26, 2025

Home Guarantee Scheme From 1 October 2025 Now Allows a 5% Deposit With No LMI

What changed on 1 Oct 2025, how the guarantee removes LMI on 95% LVR loans, and how to check a suburb cap using the official postcode tool.

November 13, 2025

Empower Money’s Refinancing Guide for First Home Owners

Step by step framework for home refinancing. Learn when to switch, the documents lenders require, and how to lock in savings after settlement.

November 13, 2025