Empower Money Blog

Find guides on Home Loans and learn practical tips on getting your loans approved!

LMI vs Government Guarantee Home Loan Comparisons Surge as Buyers Chase Low Deposit Entry

Explore LMI and government guarantee home loan comparisons as more buyers pursue low deposit entry, influencing mortgage selection and affordability.

Lenders Mortgage Insurance Costs Back in Focus as Government Guarantees Change High LVR Lending Mix

Lenders mortgage insurance costs are back in focus as government guarantees reshape high LVR lending, affecting borrowers and mortgage pricing strategies

No Deposit Home Loan Requirements in Australia: What Buyers Should Expect Before Applying

What “no deposit” really means, the lender requirements that matter most, and what to prepare before you apply for a no deposit home loan.

105% Home Loan Eligibility: How to Qualify and Be Eligible for a 105% LVR Loan

Thinking about a 105% LVR loan? Use this checklist to see what lenders test first, what gets declined, and how to improve your odds.