Empower Money Blog

Find guides on Home Loans and learn practical tips on getting your loans approved!

The Truth About No Deposit Loans: Myths vs. Facts

Explore the truth behind no deposit loan myths, separating misconceptions from facts to help you make informed decisions about low or zero deposit mortgages.

January 22, 2026

7 Tips to Improve Your Approval Chances for a No Deposit Loan

Learn effective ways to increase your no deposit home loan approval likelihood with actionable tips to strengthen your application and meet lender requirements.

January 22, 2026

Valuation Shortfall Solutions For Buyers With Little Or No Deposit

Learn how to address a valuation shortfall when your deposit is low or nonexistent, with tips to navigate lender requirements and secure a home loan.

January 22, 2026

No Deposit vs 20% Deposit: How Your Down Payment Affects Your Mortgage

Explore the no deposit home loan mortgage effect and how it compares with a 20% deposit, including impact on repayments, interest, and long-term costs.

January 22, 2026