Empower Money Blog

Find guides on Home Loans and learn practical tips on getting your loans approved!

What is a First Home Owner Grant and How Does it Help with Home Deposits?

Learn how the First Home Owner Grant works in Australia, state rules, payment timing, and how to combine FHOG with deposit support for easier home buying.

September 11, 2025

What is Lenders Mortgage Insurance and How Does it Affect Low and No Deposit Loans?

See when LMI applies above 80% LVR, what it costs, and how to avoid it with guarantees, guarantors, and alternative financial services like Empower Money.

September 11, 2025

Is 2025 a Good Time to Fix Your Home Loan Rate?

Interest rates are falling in 2025. Should you fix your home loan? Compare fixed vs variable, explore expert tips, and see lender options in Australia.

September 3, 2025

How Shared Equity Schemes Work and Who Should (or Shouldn’t) Use Them

Shared equity home loan schemes offer a path to ownership but require careful thought. Understand eligibility, risks, and who they are best suited for.

September 2, 2025