Empower Money Blog

Get a practical refinance timeline for home loans, including valuations, discharge authority, settlement day and the key checks to make at each step.

Learn when it makes sense to refinance your home loan in Australia, how big the rate gap should be and when waiting will save you more in the long run.

Learn how home refinance rates and comparison rates work in Australia and see how to test any offer over 3 to 5 years before you switch.

Find out when refinancing a home loan in Australia makes sense, how to check your equity and borrowing power and how to move smoothly to a new lender.