Empower Money Blog

Find guides on Home Loans and learn practical tips on getting your loans approved!

How to Get a Low Doc Home Loan If You’re Self-Employed

Learn how to secure a low doc home loan when self-employed in Australia. Explore key requirements, documents, and helpful strategies to get approved.

How First-Home Buyers Can Retain Benefits When Using a Home Refinance Loan

Learn how first-time homebuyers can refinance their mortgage while retaining valuable benefits like tax credits, grants, and assistance programs in 2025.

The Real Cost of Buying a Home with a 5% Deposit: What You Need to Know

The cost of buying a home with a low deposit goes beyond savings. Understand LMI, interest rates, and how much you’ll really pay over time.

How to Use a Home Loan Guarantor Without Putting Family at Risk

Learn how to use a home loan guarantor without exposing your family to unnecessary financial risk. Understand safeguards, obligations, and smarter options.